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Finding a mortgage is one of the first steps involved in buying a home. The Department of Housing and Urban Development (HUD) is the nation's housing agency. They have a helpful list of 9 steps to buying a home, which includes figuring out how much you can afford, knowing your rights, shopping for a loan, making an offer, getting a home inspection, and much more.
One of the first steps you'll take in buying a home is shopping for a loan. There are many sites that can help you find a housing loan:
There are many home buying programs to help you:
To calculate your potential mortgage and costs, you can use this mortgage calculator. Check the tips that HUD provides to avoid loan fraud and predatory lenders. The Federal Reserve also has a great collection of featured publications and resources on mortgage facts and tips.
Page Last Reviewed or Updated: May 16, 2013