COVID-19 Stimulus Checks for Individuals
The IRS issued three Economic Impact Payments during the coronavirus pandemic for people who were eligible:
- $1,200 in April 2020
- $600 in December 2020/January 2021
- $1,400 in March 2021
These payments were sent by direct deposit to a bank account or by mail as a paper check or a debit card.
Check On Your Stimulus Payment
Check the Get My Payment page from the IRS to find out if you qualified and when you should have received your payment.
What to Do If You Didn’t Receive This or Earlier Stimulus Checks
Follow the directions from the IRS on how to claim these payments if you were eligible for but did not receive them, or if the amount you received was incorrect.
COVID-19 Rental Assistance
The government COVID-19 eviction moratorium has ended. Landlords now have the ability to evict renters who are not able to pay rent during the COVID-19 pandemic. As a renter or as a landlord, government programs can help you with rent money and advice for your situation.
Emergency Rental Assistance Program for Renters and Landlords
Renters and landlords, use the Emergency Rental Assistance (ERA) database from the Treasury Department to find rental assistance from state, local, territorial, and tribal programs.
Get Advice for Renters from a Housing Counselor
Learn How to Avoid Eviction as a Renter
Learn how to avoid eviction and how to make a payment plan with your landlord.
Find Emergency Housing
If you are going to be evicted and need emergency housing, call 211 for local housing help or search using HUD's Find Shelter tool.
Recover Back Rent as a Landlord
Learn how to recover back rent and find out about mortgage forbearance for your property if you are a landlord.
Food Stamps and Meal Programs During the COVID-19 Pandemic
Because of the COVID-19 pandemic, it may be easier for you and your family to get food stamps and take part in meal programs. Contact your state's social services agency to see if you're eligible.
During the pandemic:
People can enroll in food programs remotely rather than in person. This applies to programs for pregnant women, families, seniors, and people with disabilities.
Read about these and other government meal program changes during the COVID-19 pandemic.
If you’ve been affected financially by the COVID-19 pandemic and you own a single-family home with a federally backed or FHA-insured mortgage, you can request mortgage forbearance, a pause in making mortgage payments.
Learn the steps to take and questions to ask if you need mortgage forbearance from your lender.
Deadlines for Federally Backed Mortgage Forbearance and Foreclosures
For loans backed by HUD/FHA, USDA, VA, Fannie Mae, and Freddie Mac, you can request an initial forbearance through September 30, 2021.
Lenders could not foreclose on loans backed by HUD/FHA, USDA, VA, Fannie Mae, or Freddie Mac until after July 31, 2021.
What Your Loan Servicer Must Do If You Request Forbearance
If you're having trouble making payments on your federally backed mortgage because of the COVID-19 pandemic, contact your loan servicer before September 30, 2021. Your loan servicer must:
Defer or reduce your payments for 180 days if you contact them to make arrangements
Give you another 180 days of mortgage relief at your request
Offer options for how you can make up the deferred or reduced payments. They will discuss these options with you at the end of your forbearance period.
Find Your Loan Servicer
If you don't know whether your mortgage is federally backed, see a list of federal agencies that provide or insure mortgages. You can also check the Fannie Mae loan lookup and the Freddie Mac loan lookup to see if either one owns or backs your mortgage. Together, Fannie Mae and Freddie Mac own nearly half of all mortgages in the U.S.
Do you have a question?
Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it.
August 30, 2021