Housing Help

Find housing resources targeted to certain audience groups.

Homeless Services and Resources

If you’re facing homelessness, these tips can help you prepare for and work through the situation.

If You’re About to Become Homeless

  • Make sure your state ID or driver’s license is current and available. Shelters and assistance programs may have strict ID requirements.
  • If possible, store your belongings. Shelters have limits on how much you may bring.
  • Arrange for your mail to be delivered somewhere or talk to your local post office. Many have special services for people who are homeless. You may be able to get a free P.O. box or receive general delivery service.
  • Pack a bag for yourself and each member of your family.
  • Keep important documents and needed medications with you.

Find Housing

  1. Check your state’s human or social services programs for shelter and housing. The types of facilities vary. Research the best options for:
  • Cost - Most shelters are free, but some may charge a small fee. Most facilities that provide residential drug or alcohol rehabilitation programs charge a fee. Many, however, are low cost, accept Medicaid, or operate on a sliding scale based on your income.
  • Length of stay - This can vary from a couple of weeks to several months.
  • Types of services - Some facilities just provide safe shelter for the night, while others are transitional. They provide both housing and support services. They may help you with substance abuse, mental health, domestic violence, or job training.
  1. Apply for more permanent public or subsidized housing. Typically, there are long waiting lists for public and subsidized housing. Apply as soon as possible.

Homeless Resources for Special Groups

These resources are geared toward specific audiences:

Veterans

Youth

People with Mental Illness

Other Types of Help if You’re Homeless

Visit Benefits.gov to find out if you’re eligible and how to apply for other types of help. This may include financial assistance, transportation, food, counseling, and more.

If you don’t have medical insurance, you can use HRSA health centers. They give checkups, treatment when you’re sick, pregnancy care, and immunizations for your children.

Housing for Senior Citizens

If you are a senior citizen or person with a disability, you may browse the following resources for help:

Age Discrimination Complaints

If you believe you were a victim of age discrimination, you may file an online housing discrimination complaint. You may also view information on the senior housing exemption to the Fair Housing Act.

Other Resources

The following resources may also help:

Housing Help: Resources for Native Americans

If you are looking for housing help, contact the following offices:

You may also locate your state housing counseling agency or call 1-800-569-4287 to locate the agency nearest you.

Native American Housing Programs

Housing Resources for People with Disabilities

A variety of federal, state, and local housing programs can help you find and afford a place to live, modify an existing home for disabilities, or help you develop skills to live independently.

Each program has its own eligibility rules and application process.

Rental Housing

Homeownership

Independent Living Skills

  • State and local independent living centers can help you develop skills to live on your own with a disability.

  • Contact your state to find out how its department of human services or disability office may be able to assist with modifications, housing counseling, locating rental housing, and independent living skills.

How do I complain?

You may require things like ramps, grab bars, or service animals. It is illegal for housing providers to deny someone housing because of a disability or refuse to make reasonable accommodations for a tenant with a disability. Learn more about disability rights in housing and how to file a complaint if you feel that you’ve been a victim of housing discrimination.

VA Loans to Buy, Refinance, or Improve a Home

The Department of Veterans Affairs (VA) offers home loans and grants. These programs help service members, veterans, and surviving spouses buy, refinance, or modify their home. The VA guarantees part of the loan, meaning they will cover a portion of the loan if you default. This allows lenders, such as banks and mortgage companies, to offer you more favorable terms.

Learn if You’re Eligible and How to Apply for a VA Loan

VA Loans for Homebuying and Refinancing

VA Loans and Grants for Home Improvements

  • You can get a VA cash-out refinance loan to get money from your home’s equity. This can help you pay for home improvements, college costs, and more.

If you have a service-connected or age-related disability, you may be eligible for a veteran housing grant. These grants help you modify your home for disabilities related to military service or aging.

Housing Help for Older Veterans

Find programs to help older veterans with a wide range of housing needs. This includes in-home care, assisted living, and retirement homes for veterans.

  • Another option for some military retirees and other veterans is the Armed Forces Retirement Home (AFRH). The AFRH has two locations: Washington, DC, and Gulfport, MI. Both offer recreation and wellness services including assisted living and skilled care.
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Last Updated: April 10, 2019

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