Housing help for Native American individuals and families

• Housing Improvement Program (HIP) - a home improvement and replacement grant program. It is for Native Americans who:
  • Have a very low income
  • Live in substandard homes on or near a reservation
• Section 184 Indian Home Loan Guarantee Program - provides government backing for mortgages for Native American families and tribes.

Native Americans can also apply for general federal housing programs, including those for:

• Affordable rental housing programs
• Programs to help you buy a home
• Programs for repairing and improving your home

Housing help for Native American veterans

Tribal HUD-VASH - gives rental help and support services to Native American veterans. These vets must:

• Be homeless or at risk of homelessness
• Live on or near a reservation or other Indian area
• Native American Direct Loan (NADL) - a program that helps veterans who are either Native American or married to a Native American get a mortgage. You can use the loan to buy, build, or improve a home on federal trust land. NADLs require:
  • No down payment
  • No private mortgage insurance

Who to contact for housing help 

For housing help, contact the following offices:

• To live on private land, contact the Office of Public and Indian Housing.
• To live on a reservation, contact a local Tribally Designated Housing Entity.
• Find your state housing counseling agency online or call 1-800-569-4287.