Paying for Medical Care

Learn about sources of financial help for medical care.

Help with Medical Bills

If you can't afford medical care or prescription drugs, these state and federal programs may be able to help: 

For Medicare recipients in need of help, contact the Centers for Medicare and Medicaid Services (CMS).

Emergency Medical Treatment and Labor Act (EMTALA)

Under the Emergency Medical Treatment and Labor Act (EMTALA), you're guaranteed access to an emergency medical evaluation, even if you can't pay. The act requires hospitals that receive Medicare funding and that provide emergency services to evaluate anyone who comes to their emergency room and requests treatment. If the evaluation confirms that you have an emergency medical condition, including active labor, they are then required to provide stabilizing treatment for you regardless of your ability to pay.

Charity Care Programs

Charity care programs help uninsured patients who can't afford to pay their medical bills and don't qualify for government aid. The patient services department of your hospital can help you find out if you're eligible. If you don't qualify, the hospital may offer you a payment plan.

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Help with Prescription Drug Costs

If you're looking for help paying for your prescriptions, there are a number of local and federal agencies and programs you can contact:

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Last Updated: June 19, 2017

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