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Get started repaying your federal student loan

It is important to have a plan for repaying your student loan before the payments begin. Learn how to make your payments on time while keeping the cost manageable.

Student loan payments resumed October 2023

Interest on student loans restarted on September 1, 2023, when the COVID-19 payment pause ended.

Make a plan and begin repaying your loan

Visit Student Loan Repayment for the information you will need to make your repayment plan. The page covers:

  • The different types of repayment plans
  • When you must start repaying your loan
  • How to make your payments
  • What to do if you are struggling to make your payments
  • How to contact your loan servicer

Learn about student loan forgiveness

People who work in a few specific fields may be eligible for forgiveness of some or all their student loan debt.

LAST UPDATED: February 27, 2024


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