Get started repaying your federal student loan
It is important to have a plan for repaying your student loan before the payments begin. Learn how to make your payments on time while keeping the cost manageable.
Make a plan and begin repaying your loan
Visit Student Loan Repayment for the information you will need to make your repayment plan. The page covers:
- The different types of repayment plans
- When you must start repaying your loan
- How to make your payments
- What to do if you are struggling to make your payments
- How to contact your loan servicer
Learn about student loan forgiveness
People who work in a few specific fields may be eligible for forgiveness of some or all their student loan debt.
LAST UPDATED: February 27, 2024