Home repair and improvement programs for special groups
If you are Native American, a veteran, or live in a rural area, you may qualify for home repair help.
Native Americans
If you are Native American with a very low income, you may be able to get help with home repairs through the Housing Improvement Program.
- Learn about eligibility and how to apply for the Housing Improvement Program.
- For questions about the program, find and contact your regional Bureau of Indian Affairs office.
Veterans
If you are a U.S. military veteran or service member, you might be eligible for:
- Cash-out refinance loans, which can be used to pay for home repairs and improvements
- Disability housing grants for veterans with qualifying service-connected disabilities. The grants can help pay to buy or modify a home for independent living.
- Home Improvements and Structural Alterations (HISA) grants for medically necessary changes to your home. These could include wider doors or accessible bathrooms.
Rural residents
If you have a very low income, you might be eligible for single-family housing repair loans and grants. Also known as the Section 504 Home Repair program, it provides funds to improve or modernize your home or remove health and safety hazards.
- Learn if you are eligible and how to apply for single-family housing repair loans and grants.
- For questions, find and contact your nearest USDA home loan specialist.
LAST UPDATED: December 15, 2023
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