Home repair programs for Native Americans, veterans, and rural residents

Home repair programs for American Indians and Alaska Natives

If you are an American Indian tribal member or Alaska Native with a very low income, you may qualify for help through the Housing Improvement Program (HIP).

• Learn about eligibility and how to apply for HIP.
• For questions about the program, find and contact your regional Bureau of Indian Affairs office.

Home repair programs for veterans

If you are a U.S. military veteran or service member, you may be eligible for:

• Cash-out refinance loans, which can be used to pay for home repairs and improvements.
• Disability housing grants for veterans with qualifying service-connected disabilities. These grants can help pay to buy or modify a home for independent living.
• Home Improvements and Structural Alterations (HISA) grants for medically necessary home improvements. These could include wider doors or accessible bathrooms.

Home repair programs for rural residents

If you live in a rural area and have a very low income, you may qualify for single-family housing repair loans and grants. The Section 504 Home Repair program provides funds to improve or modernize your home or remove health and safety hazards.

• Learn if you are eligible and how to apply for Section 504 home repair loans and grants.
• Find and contact your nearest USDA home loan specialist if you need help.