Home repair programs for American Indians and Alaska Natives

If you are an American Indian tribal member or Alaska Native with a very low income, you may qualify for help through the Housing Improvement Program (HIP).

• Learn about eligibility and how to apply for HIP.
• For questions about the program, find and contact your regional Bureau of Indian Affairs office.

Home repair programs for veterans

If you are a U.S. military veteran or service member, you may be eligible for:

• Cash-out refinance loans, which can be used to pay for home repairs and improvements.
• Disability housing grants for veterans with qualifying service-connected disabilities. These grants can help pay to buy or modify a home for independent living.
• Home Improvements and Structural Alterations (HISA) grants for medically necessary home improvements. These could include wider doors or accessible bathrooms.

Home repair programs for rural residents

If you live in a rural area and have a very low income, you may qualify for single-family housing repair loans and grants. The Section 504 Home Repair program provides funds to improve or modernize your home or remove health and safety hazards.

• Learn if you are eligible and how to apply for Section 504 home repair loans and grants.
• Find and contact your nearest USDA home loan specialist if you need help.