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Home repair and improvement programs for special groups

If you are Native American, a veteran, or live in a rural area, you may qualify for home repair help.


The federal government does not offer “free money” to individuals to repair or improve their homes. Websites and ads claiming to offer “free money from the government” are often scams.

Native Americans

If you are Native American with a very low income, you may be able to get help with home repairs through the Housing Improvement Program.


If you are a U.S. military veteran or service member, you might be eligible for:

Rural residents

If you have a very low income, you might be eligible for single-family housing repair loans and grants. Also known as the Section 504 Home Repair program, it provides funds to improve or modernize your home or remove health and safety hazards.

LAST UPDATED: December 15, 2023


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