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How to find unclaimed money from the government

Find unclaimed funds held by the government that might be owed to you.

If a business, financial institution, or government owes you money that you did not collect, it is considered unclaimed.

There is no single government database for all unclaimed money. Use each separate database in the links below to search for each type of unclaimed money.

Search for unclaimed money Database or agency

In your state

Unclaimed money held by a state may be from bank accounts, insurance policies, or the state government.

Search for unclaimed money from your state’s unclaimed property office. If you have lived in other states, check their unclaimed property offices, too.


Unclaimed insurance money

Tax refunds

Use the IRS Where’s My Refund? search tool if you have not received your tax refund. 


SEC enforcement funds – Search the Securities and Exchange Commission (SEC) database for money from an investment enforcement case.

Bank failures

Savings bonds

Savings bonds – Use to find matured savings bonds that have stopped earning interest. You can also learn how to replace a lost or destroyed savings bond.


Use the U.S. Courts Unclaimed Funds Locator to search for money you may be owed after a person or business declared bankruptcy.

Individual Indian Money (IIM) accounts The Department of the Interior's Bureau of Trust Funds Administration (BTFA) manages Individual Indian Money (IIM) accounts for Native American and Alaska Native beneficiaries. Check the Whereabouts Unknown Search Tool to see if you have an unclaimed account.

LAST UPDATED: May 12, 2023


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