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Homeownership vouchers for first-time home buyers

If you have a low income and want to buy your first home, the Housing Choice Voucher homeownership program could help. It may also help you pay monthly housing expenses.


The federal government does not offer grants or "free money" to individuals to buy a home. Websites and ads claiming to offer "free money from the government" are often scams.

Eligibility: Homeownership vouchers are for Housing Choice Voucher recipients

To be eligible for the homeownership program, you must already be part of the Housing Choice Voucher (HCV) program. You must have a low income to be eligible for an HCV. Learn about housing choice vouchers and how to apply. Your area may have waiting lists or open seasons for applying for HCVs.

How to apply for a homeownership voucher

If you are an HCV recipient, you can apply to use your voucher for the homeownership program. Learn more about the HCV homeownership program.

Some local areas do not have a homeownership program. Find and contact your local Public Housing Agency to see if it offers the homeownership program and to apply.

LAST UPDATED: July 10, 2024


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