Housing Resources for People with Disabilities
A variety of federal, state, and local housing programs can help you:
Find and afford a place to live
Modify an existing home for disabilities, or
Help you develop skills to live independently
Each program has its own eligibility rules and application process.
People with disabilities are eligible for all:
Learn about eligibility, how to apply, and more for each of these programs.
Independent Living Skills
Contact your state to find out how its department of human services or disability office may be able to assist with:
How do I complain?
You may need things like ramps, grab bars, or service animals. Housing providers cannot deny someone housing because of a disability. And they cannot refuse to make reasonable accommodations for a tenant with a disability. Learn more about disability rights in housing and how to file a complaint if you feel that you’ve been a victim of housing discrimination.
If you are a senior or a person with a disability, find out what housing resources are available for you:
Age Discrimination Complaints
If you believe you were a victim of age discrimination, you may file an online housing discrimination complaint.
The following resources may also help:
Contact a HUD-approved housing counselor if you have questions about your situation.
Adult day care provides care and companionship for seniors who need help or supervision during the day.
Home care programs provide services to those who need some help but do not require constant care.
LongTermCare.gov provides information on the type of care support to look for and general advice on how to find and pay for it.
The Home Health Compare section on Medicare.gov supplies information on local home health agencies, including how well they care for their patients.
The National Institute on Aging (NIA) provides tips for staying in your own home and safely aging in place.
Homeless Services and Resources
If you’re facing homelessness, these tips can help you get ready for and work through the situation.
Prepare Yourself and Your Family
- Make sure your state ID or driver’s license is current and available. Shelters and assistance programs may have strict ID requirements.
- If possible, store your belongings. Shelters have limits on how much you may bring.
- Arrange for your mail to be delivered somewhere or talk to your local post office. Many have special services for people who are homeless. You may be able to get a free PO box or receive general delivery service.
- Pack a bag for yourself and each member of your family.
- Keep important documents and needed medications with you.
- Dial 211. In most areas of the U.S., this will connect you with local social services and referrals for emergency housing.
- Check for shelter and housing through your state. You can also check your local government or state's human or social services programs for housing assistance. Or use the map on the Homeless Shelter Directory to find a shelter near you. The types of facilities vary. Research the best options for:
- Cost - Most shelters are free, but some may charge a small fee. Most facilities that provide residential drug or alcohol rehabilitation programs charge a fee. Many, however, are low-cost, accept Medicaid, or operate on a sliding scale based on your income.
- Length of stay - This can vary from a couple of days to weeks or months.
- Types of services - Some facilities just provide safe shelter for the night, while others are transitional. They provide both housing and support services. They may help you with substance abuse, mental health, domestic violence, or job training.
- Apply for more permanent public or subsidized housing. Typically, there are long waiting lists for public and subsidized housing. Apply as soon as possible.
Homeless Resources for Special Groups
These resources are geared toward specific audiences:
- Call the National Runaway Safeline at 1-800-RUNAWAY (1-800-786-2929).
- Housing programs and street outreach - Find stable, safe housing. You can also get education help, survival aid, counseling, crisis intervention, and follow-up support.
People With Mental Illness
Other Types of Help if You’re Homeless
Visit Benefits.gov to find out if you’re eligible and how to apply for other types of help. This may include financial assistance, transportation, food, counseling, and more.
If you don’t have medical insurance, you can use HRSA health centers. They give checkups, treatment when you’re sick, pregnancy care, and immunizations for your children.
Housing Resources for Native Americans
For housing help, contact the following offices:
Native American Housing Programs
VA Loans to Buy, Refinance, or Improve a Home
The Department of Veterans Affairs (VA) offers home loans and grants. These programs help service members, veterans, and surviving spouses to buy, refinance, or modify their homes. The VA guarantees part of the loan, meaning they will cover a portion of the loan if you default. Doing this allows lenders, such as banks and mortgage companies, to offer you more favorable terms.
Learn if You Are Eligible and How to Apply for a VA Loan
VA Loans and Grants for Home Improvements
- If you have a service-connected or age-related disability, you may be eligible for a veteran housing grant. These grants help you modify your home for disabilities related to military service or aging.
- You can get a VA cash-out refinance loan to access money from your home equity. This money can help you pay for home improvements, college costs, and more.
VA Loans for Home Buying and Refinancing
Housing Help for Older Veterans
Find programs to help older veterans with a wide range of housing needs. This includes in-home care, assisted living, and retirement homes for veterans.
Another option for some military retirees and other veterans is the Armed Forces Retirement Home (AFRH). The AFRH has two locations: Washington, DC, and Gulfport, MS. Both offer recreation and wellness services including assisted living and skilled care.
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Last Updated: January 13, 2023