There are a variety of Department of Veterans Affairs (VA) programs to help vets with housing situations:
- If you're planning to buy a home, check into a VA home loan. VA purchase loans require no down payment and no private mortgage insurance.
- You can also use a VA home loan to take cash out of your home equity to pay for home improvements, college costs and other concerns.
- If you have an existing VA home loan, you may be able to refinance it with a VA Interest Rate Reduction Refinance Loan (IRRRL).
- If you need in-home care to help you remain in your home, the VA may be able to help. Call the VA Health Care Benefits number at 1-877-222-8387, or contact the VA medical center nearest you.
- The VA can also help place elderly veterans in a variety of residential settings, including medical foster homes.
Armed Forces Retirement Home
- Another option for some military retirees and other veterans is the Armed Forces Retirement Home (AFRH). The AFRH, a small, independent agency, runs retirement communities in Washington, DC, and Gulfport, MI. Both offer recreation and wellness services including assisted living and skilled care. Contact AFRH to learn more.
Help for Homeless Veterans
Homeless and at-risk veterans can get help with housing, foreclosure assistance, employment, and health care, including mental health services. Visit the Department of Veterans Affairs Homeless Veterans page or call the VA's National Call Center for Homeless Veterans at 1-877-4AID-VET (1-877-424-3838).