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Dispute errors on your credit report

Errors on your credit report can affect your credit score and your ability to get a loan or rent a property. Learn about the types of errors and how to correct them.

Know what errors to look for on your credit report

Credit report errors can include the wrong name or address on an account or an incorrect date you made a payment. 

Learn from the Consumer Financial Protection Bureau (CFPB) about the common types of credit reporting errors.

If you find accounts on your credit report that you did not open, you may have experienced identity theft. Learn how to report it.

Find out how to fix errors on your credit report

If you discover errors on your credit report, gather any supporting documents and include them with a letter disputing the error. Then send it to:

  • The credit reporting agency whose report you are disputing
  • The company that provided the incorrect information

Get detailed instructions from the CFPB on reporting credit report errors. 

You can also file a complaint with the CFPB if your written dispute with the credit reporting bureau does not fix the error.

LAST UPDATED: November 7, 2023


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