Disaster Unemployment Assistance provides financial assistance to individuals whose employment or self-employment has been lost or interrupted as a direct result of a major disaster and who are not eligible for regular unemployment insurance benefits.
Contact the Disaster Relief Fraud Hotline to report:
Fraud, waste, abuse, or allegations of mismanagement involving disaster relief operations
Fraud committed by an individual or entity outside of the U.S. government related to a natural disaster
Someone for filing a false damage claim
You may contact the Disaster Relief Fraud Hotline at:
Phone: 1-866-720-5721 (The hotline is staffed by a live operator 24 hours a day, seven days a week) Fax: 1-225-334-4707 Email: email@example.com
National Center for Disaster Fraud Baton Rouge LA 70821-4909
If You Are Unable to Resolve an Issue with a Government Agency
If you are unable to resolve an issue with a federal agency, contact the office of the Inspector General of that agency. To file a complaint against a state or territory government agency, contact the agency directly.
If you lost your home due to a major disaster, you may qualify for an insured mortgage. You can use an insured mortgage to finance the purchase or reconstruction of a single family home that will be your principal residence.
The Federal Housing Administration (FHA) Section 203(h) program offers features that make recovery from a disaster easier for homeowners:
No downpayment is required. You must pay closing costs and prepaid expenses in cash or through premium pricing. Or the seller can pay them, subject to a 6 percent seller concessions limit.
FHA mortgage insurance is not free. Lenders collect from the borrowers an up-front insurance premium (which may be financed) at the time of purchase, as well as monthly premiums that are not financed, but instead are added to the regular mortgage payment.
The Department of Housing and Urban Development (HUD) sets limits on the amount that may be insured. FHA sets limits on the dollar value of the mortgage, to make sure that its programs serve low and moderate income people. You can view the current FHA mortgage limits online. These figures vary over time and by place, depending on the cost of living and other factors (higher limits also exist for two to four family properties).
For more information on the no-down payment program: