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How to apply for a small business disaster loan

If your business suffered damage and is in a presidentially declared disaster area, it may qualify for financial help. Find out how to apply for a small business disaster loan.


You must register with FEMA at before you can apply for a disaster loan.

Find out what expenses a disaster loan can pay 

The Small Business Administration (SBA) extends low interest loans after a disaster. The loans can help businesses of all sizes, non-profit organizations, and households. The loans can pay for:

  • Repair or replacement of physical damages
  • Expenses that your business’ insurance policies do not cover
  • Both business and personal expenses

How to apply for an SBA disaster loan

You can apply for an SBA disaster loan in one of three ways:

To find a Disaster Recovery Center or request paper forms, call the SBA contact center at 1-800-659-2955 (TTY: 1-800-887-8339).

Documents required to apply for an SBA disaster loan

You will need these documents when you apply for an SBA loan:

  • Contact information for all applicants
  • Social Security numbers for all applicants
  • FEMA registration number
  • Deed or lease information
  • Insurance information
  • Financial information
  • Employer Identification Number (EIN)

LAST UPDATED: April 5, 2023


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