How to apply for a small business disaster loan

Find out what expenses a disaster loan can pay 

The Small Business Administration (SBA) extends low interest loans after a disaster. The loans can help businesses of all sizes, non-profit organizations, and households. The loans can pay for:

• Repair or replacement of physical damages
• Expenses that your business’ insurance policies do not cover
• Both business and personal expenses

How to apply for an SBA disaster loan

You can apply for an SBA disaster loan in one of three ways:

• Apply for an SBA loan online.
• Apply in person at a Disaster Recovery Center (DRC).
• Apply by mail. Download the paper forms that you will need to complete.

To find a Disaster Recovery Center or request paper forms, call the SBA contact center at 1-800-659-2955 (TTY: 1-800-887-8339).

Documents required to apply for an SBA disaster loan

You will need these documents when you apply for an SBA loan:

• Contact information for all applicants
• Social Security numbers for all applicants
• FEMA registration number
• Deed or lease information
• Insurance information
• Financial information
• Employer Identification Number (EIN)