Disaster Financial Assistance for Workers and Small Business Owners
If you’ve been affected by the COVID-19 pandemic, learn how you could qualify for unemployment benefits, paid leave, and more. Get financial help from the government if you own a small business.
COVD-19 Unemployment Benefits
The federal government has allowed states to change their laws to provide COVID-19 unemployment benefits for people whose jobs have been affected by the coronavirus pandemic.
Contact your state’s unemployment insurance program for more information and to apply for benefits.
The American Rescue Plan Act of 2021 authorizes:
An extension through September 6, 2021 for people already receiving unemployment benefits
Automatic, additional payments of $300 per week until September 6, 2021 to everyone qualified for unemployment benefits
Extension of the Pandemic Unemployment Assistance (PUA) program for self-employed or gig workers
COVID-19 Stimulus Checks for Individuals
The American Rescue Plan Act of 2021 provides $1,400 Economic Impact Payments for people who are eligible. You do not need to do anything to receive your payment. It will arrive by direct deposit to your bank account, or by mail in the form of a paper check or debit card.
Find out if you’re eligible for a stimulus check.
Check On Your Stimulus Payment
Check the Get My Payment page from the IRS to find out if you qualify and when you'll get your payment.
What to Do If You Didn’t Receive Earlier Stimulus Checks
If you were eligible for the two previous stimulus payments but didn’t receive one or both, or didn’t receive the entire amount, there is still time for you to claim the money. It will come in the form of a tax rebate.
You will need to file a 2020 federal tax return and claim the 2020 Recovery Rebate Credit. Even if you’re normally not required to file a federal tax return, to get the stimulus money you’re owed, you must file this year.
The IRS issued two previous Economic Impact Payments: $1,200 in April 2020 and $600 in December 2020/January 2021. They would have been sent by direct deposit to your bank account or by mail as a paper check or a debit card.
COVID-19 Small Business Loans
The Small Business Administration (SBA) offers programs that can help your business if it’s been affected by the coronavirus pandemic.
Paycheck Protection Program (PPP)
The Paycheck Protection Program (PPP) offers loans to help small businesses and non-profits keep their workers employed. If you follow the guidelines, your loan may be forgiven. And if your business has gotten its first PPP loan (draw), it may be eligible for a second draw.
Get the latest information from the SBA about the Paycheck Protection Program, including program details, who can apply, loan forgiveness, and frequently asked questions.
You can apply for a PPP Loan until May 31, 2021.
Economic Injury Disaster Loans (EIDL)
An Economic Injury Disaster Loan (EIDL) helps small businesses and nonprofits that are losing money during the coronavirus pandemic and that need funds for financial obligations and operating expenses.
SBA is accepting applications for EIDLs until December 31, 2021.
Apply online for a COVID-19 Economic Injury Disaster Loan.
SBA Debt Relief
SBA’s Debt Relief Program pays the principal, interest, and fees for six months for 7(a), 504, and Microloans disbursed before September 27, 2020. Beginning in February 2021, that relief was extended for certain businesses.
For details, see the “Small Business Debt Relief Program” section, page 9 of the Small Business Owner’s Guide to COVID-19 Relief Legislation.
Shuttered Venue Operators Grant
If you're a talent representative or operate a theater, museum, or a live performing arts or event venue, you may qualify for a grant equal to 45% of your gross earned revenue.
Learn more about the Shuttered Venue Operators Grant and see if you qualify.
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April 7, 2021