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Avoid “free money” from the government scams

The government does not offer free money or grants to people for personal needs. Learn how to report "free money" scams and find government benefits or loans to help with expenses.

Report scams offering “free money” from the government

Texts, email, ads, and websites promising “free money" from the government are often scams. You can report scams to the Federal Trade Commission.

How to get financial assistance from the government

Federal assistance programs can provide financial help with living expenses or business costs. Use these free, official government websites to search for programs you might be eligible for:

  • - food, housing, health care, child care, Social Security, and more
  • - small business, education, housing, and more
  • - not for individuals or personal expenses; typically only for organizations working with government-funded programs and projects 

Each program has its own eligibility rules, application process, and deadlines.

LAST UPDATED: November 7, 2023


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