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How to get a government loan

Government loans can help pay for education, housing, business, disaster relief, and more. Unlike grants and benefits, government loans must be repaid, often with interest.

Use the free, official website GovLoans.gov to search for government loans you may be eligible for.

Each federal loan program has its own eligibility rules, application process, and deadlines.

LAST UPDATED: November 7, 2023

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